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Take Home Pay Blog

Guides and insights on UK tax, salary, and maximising your net income

UK Tax Bands 2025/26: What You'll Actually Take Home at Every Salary Level

Published 15 January 2026

The real numbers: what you actually take home at £25k, £35k, £50k, £75k, and £100k after income tax and NI. Plus why frozen thresholds are quietly dragging more people into higher bands.

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The £100,000 Tax Trap: Why Earning More Can Mean Taking Home Less

Published 5 February 2026

Earn between £100k and £125,140? You're keeping just 38p of every extra pound. Here's how the personal allowance taper creates a hidden 60% tax rate and what you can do about it.

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Salary Sacrifice Explained: How to Boost Your Take-Home Pay

Published 22 February 2026

Pensions, cycle-to-work, electric cars, extra holiday -- salary sacrifice can save you thousands a year in tax and NI. Here's how each scheme works and what you'd actually save.

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