Privacy Policy

Last updated: 12 January 2026

Take Home Pay Calculator ("we", "us", "our") operates the website take-home-pay.co.uk. This Privacy Policy explains how we collect, use, and protect your information when you use our UK take home pay calculation service.

1. Information We Collect

1.1 Information You Provide

When you use our take home pay calculator, you may enter:

Gross salary or hourly wage
Pay frequency (annual, monthly, weekly, daily, hourly)
Tax code
Student loan plan type
Pension contribution percentage
Age and National Insurance category
Scottish tax residence status

Important: All calculation data is processed entirely in your web browser. We do not transmit, store, or have access to any salary, tax, or financial information you enter into the calculator.

1.2 Automatically Collected Information

When you visit our website, we may automatically collect:

Browser type and version
Operating system
Referring website (if applicable)
Pages visited and time spent on pages
Date and time of visit
IP address (anonymised)
Device type (desktop, mobile, tablet)

2. How We Use Your Information

We use the automatically collected information to:

Understand how visitors use our website
Improve website functionality and user experience
Monitor and analyse website performance
Detect and prevent technical issues
Generate anonymous usage statistics
Comply with legal obligations

Your Calculation Data: All take home pay calculations happen in your browser using JavaScript. Your salary, tax information, and calculated results never leave your device and are not sent to any server.

3. Local Storage

Our website may use your browser's local storage to:

Remember your calculation preferences (optional)
Improve loading times on repeat visits
Store non-personal technical settings

Local storage data remains on your device and can be cleared at any time through your browser settings.

4. Cookies and Tracking Technologies

4.1 Essential Cookies

We may use essential cookies necessary for the website to function properly. These cannot be disabled.

4.2 Analytics Cookies

We use analytics services (such as Google Analytics) to understand how visitors interact with our website. These services may use cookies to collect anonymous information including:

Pages viewed
Time spent on site
Traffic sources
General geographic location (country/city level)
Device and browser information

Analytics data is anonymised and used only for improving our service.

4.3 Advertising Cookies

We use Google AdSense to display advertisements on our website. Google may use cookies to:

Show relevant advertisements based on your interests
Limit the number of times you see an ad
Measure advertising effectiveness

You can control ad personalisation through Google Ad Settings or opt out of personalised advertising by visiting aboutads.info/choices.

4.4 Managing Cookies

You can control and delete cookies through your browser settings. However, disabling cookies may affect website functionality. To learn more about cookies and how to manage them, visit aboutcookies.org.

5. Third-Party Services

5.1 Google AdSense

We use Google AdSense to display advertisements. Google's use of advertising cookies enables it and its partners to serve ads based on your visits to this site and other sites on the Internet.

For more information about Google's privacy practices, see the Google Privacy Policy.

5.2 Google Analytics

We may use Google Analytics to analyse website usage. Google Analytics collects information anonymously and reports website trends without identifying individual visitors.

For more information, see How Google uses data when you use our partners' sites or apps.

5.3 External Links

Our website may contain links to external websites (such as gov.uk). We are not responsible for the privacy practices of these third-party sites. We recommend reviewing their privacy policies.

6. Data Security

We take reasonable measures to protect information collected through our website:

HTTPS encryption for secure data transmission
Regular security reviews and updates
Limited data collection (minimal necessary information)
No storage of personal salary or tax calculation data

However, no method of transmission over the Internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

7. Data Retention

Since we do not collect or store your salary calculation data:

Calculation data: Exists only in your browser session and is not retained by us
Analytics data: Retained according to our analytics provider's retention policy (typically 26-50 months, anonymised)
Server logs: Retained for security and performance monitoring purposes (typically 90 days or less)

8. Your Rights

Under UK and EU data protection law (GDPR), you have the following rights:

Right to access: Request a copy of the personal data we hold about you
Right to rectification: Request correction of inaccurate data
Right to erasure: Request deletion of your personal data
Right to restrict processing: Request limitation of how we use your data
Right to object: Object to processing of your personal data
Right to data portability: Request transfer of your data to another service
Right to withdraw consent: Withdraw consent for data processing at any time

To exercise any of these rights, please contact us using the details in the Contact section below.

9. Children's Privacy

Our website is not intended for children under 16 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. International Users

Our website is primarily intended for users in the United Kingdom. If you access our site from outside the UK, please be aware that your information may be transferred to and processed in the UK, where data protection laws may differ from your jurisdiction.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Updates will be posted on this page with a revised "Last updated" date. We encourage you to review this policy periodically.

Significant changes will be highlighted at the top of the policy for at least 30 days after posting.

12. Legal Basis for Processing (GDPR)

We process your information under the following legal bases:

Legitimate interests: To operate and improve our website, analyse usage, and ensure security
Consent: For non-essential cookies and advertising (you can withdraw consent anytime through cookie settings)
Legal obligation: To comply with applicable laws and regulations

13. Contact Us

If you have questions about this Privacy Policy, want to exercise your data rights, or have privacy concerns, please contact us:

Email: hello@take-home-pay.co.uk
Website: take-home-pay.co.uk/contact

14. Complaints

If you believe we have not handled your personal data properly, you have the right to lodge a complaint with the UK supervisory authority:

Information Commissioner's Office (ICO)
Website: ico.org.uk/make-a-complaint
Telephone: 0303 123 1113

15. Financial Calculations Disclaimer

Important Notice: This calculator provides estimates only and should not be used as the sole basis for making financial decisions. Tax calculations can be affected by many factors including:

Your specific tax code and circumstances
Tax relief and allowances you're entitled to
Scottish tax rates (if applicable)
Changes in tax rates and thresholds
Company pension schemes and benefits
Multiple employments or sources of income

Always verify your tax calculations with HMRC or a qualified accountant. For official guidance, visit gov.uk/income-tax or contact HMRC on 0300 200 3300.

Summary: We respect your privacy. Your salary and tax calculations are processed entirely in your browser and never transmitted to our servers. We use standard analytics and advertising services to operate the website, and you have full control over your data and cookie preferences.

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